All pawnbrokers are authorized to charge and receive interest at the rate authorized by state law, from any loan on the security of personal property actually received in pledge, and every person who asks or receives a higher rate of interest or discount on any such loan is guilty of violation of this chapter. (Ord. 3343 § 1 (Exh. A), 2019; Ord. 3253 § 2 (Exh. B), 2017; Ord. 99 § 6, 1961)